Get a free account, earn up to +2,25% interest, and grow your money. Stay on budget, save and invest with ease.*
The smarter way to bank.
Excellent16,451 reviews on
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. Investment involves risk.
Free account and digital card.
Get your free account and digital card today. Apply from your phone in minutes.
Stay on top of your money.
Gain control with the ultimate overview. Keep your budget in check to avoid overspending. And save every time you use your card.
There's no limit to your interest.
All our plans offer positive interest. Paid every month. Earn up to +2.25% with Lunar Plus and Unlimited - regardless of your balance.**
**Interest is variable, calculated annually and paid out monthly.
Make travel memories. Forget fees.
Say goodbye to exchange and withdrawal fees worldwide.*** Get travel insurance from Tryg and travel with peace of mind. All with Lunar Plus and Unlimited.
Invest with ease.
We've made investing in stocks simple and affordable for everyone. Trade with low commission and start your investment journey today.
***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.
Make a statement.
Get an exclusive metal card with custom laser engraving, unlimited accounts, and a +2.25% interest rate.**
Say hello to Lunar AI Assistant Beta:
Your personal financial assistant.
A Danish bank where you can feel safe.
- We’re a Danish bank with a banking license, supervised by the DFSA.
- Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
- 850,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.
Find your ideal plan.
Find your ideal plan.
Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.
Light
0 DKK /month
A free account catering to all your basic needs.
- No-cost account with a free digital card and basic tools for easy money management.
- +1.50% interest on balances up to 100,000 DKK.*
Standard
29 DKK /month
Tools tailored for your day-to-day finances. Manage your money with ease.
- 3 accounts with physical and digital cards.
- Automatic savings, instant transfers, budgeting by category, and so much more.
- +1.75% interest on up to 100,000 DKK.*
- Most popular
Plus
69 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
- 6 free accounts with physical and digital cards.
- Worldwide travel insurance from Tryg.
- No withdrawal or exchange fees.
- +2.00% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
119 DKK /month
Stand out from the crowd with a personalised metal card and earn our highest interest rate.
- An unlimited number of accounts with physical and digital cards.
- A stand-out metal card with personalised laser engraving.
- Extended travel insurance with Tryg.
- +2.25% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**
* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.
**Interest is variable, calculated annually, and paid out monthly.
Join Lunar and bank smarter like 850,000 other users.
Requested during the day to get Lunar bank, already a few hours later I was approved. My card also came super fast. Awesome.
Birgitte, Trustpilot, March 12 2023.***
Great app, super support, good fee and interest policy - now our daily primary bank :-)
Just, Trustpilot, March 7 2023.***
Really phenomenal and fast customer service - and a user-friendly app that works. I’m so satisfied with Lunar and would, without hesitation, recommend the bank to others - both for businesses and private.
Maria, Trustpilot, April 3 2023.***
I am really pleasantly surprised and have already recommended Lunar to the rest of my family who also have Lunar as their bank now :blush:
Monalisa, Trustpilot, March 29 2023.***
Modern bank. Simple and effective.
Frank, Trustpilot, April 4 2023.***
Everything works perfectly in the app, and you always have an overview of things. No fee hassle and no random communication.
Lars, Trustpilot, March 22 2023.***
Easy and user-friendly Lunar universe. The entire app and approach to accounts, products and services is clear and in easy-to-understand communication. In addition, there is a good interest rate and, not least, no surcharge when using an app/card for payment and withdrawal abroad.
John, Trustpilot, March 7 2023.***
Everything is easy🙏🏼🙏🏼
Farida, Trustpilot, April 15 2023.***
Best!!!! Always immediate transfers, easy transfer options, a good overview and options for budget account, etc.
Natasia, Trustpilot, March 18 2023.***
Super good experience. Welcome. When you sign up for an account and card, it can be used immediately. Fast card delivery. Good useful features in the app. So far only good things to say.. thanks lunar;-)
Jørgen-Peter, Trustpilot, April 20 2023.***
Sign up in minutes.
Sign up in minutes.
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***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.